Our credit union came from humble beginnings in the year, 2004. Our first branch was opened in 2011 and all we had was a couple of desks, an awkward looking computer screen at the back in the lobby and a man named Gary Dabrowski working as our first CEO and Vice President of Development. Gary had been a business official for 23 years before coming to work in credit unions . He had experience with banks, insurance and real estate companies, machinery companies, mixed use developments which included residential units on retail spaces, etc.
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Benefits of a Credit Union
A credit union is one of the best financial institutions you can join. They offer a number of great benefits, including lower interest rates, access to loans and savings products, and great customer service.
Here are five reasons why you should join a credit union:
1. Credit unions are typically much more affordable than traditional banks. According to Credit union Research Bureau, credit unions typically have lower interest rates on loans and savings products, and sometimes even fees that are waived for members. In addition, many credit unions have philanthropic and social lending programs that can help members access funds for larger expenses that they may not be able to pay back right away, such as a down payment on a home or student loan.
2. Credit unions offer more flexibility when it comes to borrowing money. In addition to offering competitive rates on loans and savings products, most credit unions also offer other types of borrowing products such as line of credit and mortgage loans. This gives members a lot more choice when it comes to where they want to borrow money and how much they want to borrow.
3. Credit unions often have better customer service than traditional banks.credit union customers receive priority attention when calling in or visiting their branches.
Find Out More About umCUS
What is umCUS? UmCUS is a credit union that serves the Miami area. It was founded in 1950 and has over $1.4 billion in assets. umCUS offers a variety of services, including mortgages, auto loans, and credit cards. Members can also use theirreditsunionloans.org to find loan options specific to their needs. Since 1922, umCUS has been helping people and businesses in South Florida get the credit they need. We offer a variety of services to members, including loans, deposit products, and insurance. Whether you are looking for a small loan to cover an unexpected expense or want to create a safe and secure retirement account, umCUS can help. Plus, we’re here to help you stay connected with the latest news and events in the credit union industry. Discover what umCUS can do for you today!
Everything You Need to Know About umCUS
If you’re considering joining a credit union, umCUS is the place to go. This statewide credit union has over $1.8 billion in assets and serves both traditional and nontraditional members.
Here’s everything you need to know about umCUS:
– umCUS is open to everyone, regardless of your financial history or current banking situation.
– The savings rates are very competitive and the loan rates are also very reasonable.
– umCUS offers a variety of services, such as mortgage loans, car loans, and even insurance products.
– Membership is easy and there are a lot of ways to become a member. You can join online, by phone, or in person.
– umCUS is a member-owned institution, so it’s important that you support the credit union by becoming a member yourself!
